{"id":385144,"date":"2026-10-13T15:16:21","date_gmt":"2026-10-13T15:16:21","guid":{"rendered":"https:\/\/wordpress.org\/plugins\/planafolio-finanzrechner-etf-sparplanrechner-zinseszinsrechner\/"},"modified":"2026-10-13T15:16:12","modified_gmt":"2026-10-13T15:16:12","slug":"planafolio-finanzrechner","status":"publish","type":"plugin","link":"https:\/\/es-mx.wordpress.org\/plugins\/planafolio-finanzrechner\/","author":23584460,"comment_status":"closed","ping_status":"closed","template":"","meta":{"version":"1.0.0","stable_tag":"1.0.0","tested":"7.1.3","requires":"6.5","requires_php":"7.4","requires_plugins":null,"header_name":"Planafolio Finanzrechner \u2013 ETF-Sparplanrechner & Zinseszinsrechner","header_author":"Planafolio","header_description":"Free German finance calculators for your posts: ETF savings plan, compound interest, capital gains tax, Vorabpauschale, pension gap and more. 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in a blog post (light theme)."},{"src":"https:\/\/ps.w.org\/planafolio-finanzrechner\/assets\/screenshot-2.png?rev=3744304","caption":"Two-click privacy mode: the calculator loads only after a click."},{"src":"https:\/\/ps.w.org\/planafolio-finanzrechner\/assets\/screenshot-3.png?rev=3744304","caption":"Dark theme, here the Kapitalertragsteuer-Rechner."},{"src":"https:\/\/ps.w.org\/planafolio-finanzrechner\/assets\/screenshot-4.png?rev=3744304","caption":"Choose calculator, theme and language in the block sidebar."},{"src":"https:\/\/ps.w.org\/planafolio-finanzrechner\/assets\/screenshot-5.png?rev=3744304","caption":"Site-wide defaults under Settings \u2192 Planafolio Finanzrechner."}],"raw_content":"<!--section=description-->\n<p>Add interactive finance calculators to posts and pages, built for German investors and German tax rules (Abgeltungsteuer, Teilfreistellung, church tax, saver's allowance). Pick a calculator in the block editor or use a shortcode. Free, no account, no API key.<\/p>\n\n<p>The calculators themselves are available in German and English. The plugin interface is in English and can be translated on translate.wordpress.org.<\/p>\n\n<p>Ideal for finance blogs, ETF and dividend blogs, FIRE blogs, personal-finance magazines, tax advisors and financial planners.<\/p>\n\n<p><strong>19 calculators<\/strong><\/p>\n\n<ul>\n<li>ETF-Sparplanrechner (ETF savings plan)<\/li>\n<li>Zinseszinsrechner (compound interest)<\/li>\n<li>Kapitalertragsteuer-Rechner (capital gains tax incl. Teilfreistellung and church tax)<\/li>\n<li>Vorabpauschale-Rechner<\/li>\n<li>Freistellungsauftrag-Rechner<\/li>\n<li>Dividenden-Rechner<\/li>\n<li>ETF-Kostenrechner (TER)<\/li>\n<li>Entnahmerechner (withdrawals: how long does my money last)<\/li>\n<li>Finanzielle-Freiheit-Rechner (FIRE)<\/li>\n<li>Rentenl\u00fccke-Rechner (pension gap)<\/li>\n<li>Altersvorsorgedepot-Rechner<\/li>\n<li>Fr\u00fchstart-Rente-Rechner<\/li>\n<li>Inflationsrechner<\/li>\n<li>Einmalanlage oder Sparplan?<\/li>\n<li>Tilgen oder investieren?<\/li>\n<li>ETF-Rebalancing-Rechner<\/li>\n<li>Musterportfolios<\/li>\n<li>XIRR-Rechner<\/li>\n<li>TTWROR-Rechner<\/li>\n<\/ul>\n\n<p><strong>Privacy first<\/strong><\/p>\n\n<p>The two-click mode is on by default: visitors see a placeholder and load the calculator with a click. Until then, the page makes no connection to planafolio.com. The calculators set no cookies and show no advertising.<\/p>\n\n<p><strong>Light and dark theme, German and English<\/strong><\/p>\n\n<p>Set site-wide defaults under Settings \u2192 Planafolio Finanzrechner and override them per block or shortcode.<\/p>\n\n<p><strong>Optional source link<\/strong><\/p>\n\n<p>You can show \"Calculator provided by Planafolio\" with a link below each calculator. It is off by default and the calculators work the same without it.<\/p>\n\n<p><strong>Shortcode<\/strong><\/p>\n\n<pre><code>[planafolio_rechner tool=\"sparplanrechner\"]\n<\/code><\/pre>\n\n<p>Optional attributes: <code>theme=\"light|dark\"<\/code>, <code>lang=\"de|en\"<\/code>, <code>consent=\"yes|no\"<\/code> (two-click mode), <code>credit=\"yes|no\"<\/code> (source link), <code>height=\"640\"<\/code>.<\/p>\n\n<p>Tool names: sparplanrechner, zinseszinsrechner, kapitalertragsteuer-rechner, vorabpauschale-rechner, freistellungsauftrag-rechner, dividenden-rechner, etf-kosten-rechner, entnahmerechner, finanzielle-freiheit-rechner, rentenluecke-rechner, altersvorsorgedepot, fruehstart-rente-rechner, inflationsrechner, einmalanlage-oder-sparplan, tilgen-oder-investieren, rebalancing-rechner, musterportfolios, xirr-rechner, ttwror-rechner.<\/p>\n\n<h3>External services<\/h3>\n\n<p>This plugin embeds calculators from Planafolio (https:\/\/planafolio.com), a portfolio tracker and retirement planner for German investors. The calculations run on planafolio.com; the plugin itself only outputs an iframe.<\/p>\n\n<ul>\n<li>What is sent and when: when a visitor's browser loads a calculator (immediately, or after clicking \"Load calculator\" in two-click mode), it requests <code>https:\/\/planafolio.com\/embed\/&lt;calculator&gt;<\/code>. Like any web request, this transmits the visitor's IP address, browser user agent and the referring page. The values typed into the calculator are processed in the visitor's browser. They are only sent if the visitor actively shares a result or saves it in Planafolio.<\/li>\n<li>Anonymous usage counts: the calculator reports three events to planafolio.com (calculator shown, first input, click on a Planafolio link), each containing only the calculator name and the hostname of your site. No cookies, no device storage, no entered values.<\/li>\n<li>The plugin sends no data from your WordPress site or its admin area to planafolio.com.<\/li>\n<li>Terms of use: https:\/\/planafolio.com\/agb<\/li>\n<li>Privacy policy: https:\/\/planafolio.com\/datenschutz<\/li>\n<\/ul>\n\n<!--section=installation-->\n<ol>\n<li>Install and activate the plugin.<\/li>\n<li>In the block editor, add the block \"Planafolio calculator\" and choose a calculator in the sidebar. Or paste the shortcode into any post.<\/li>\n<li>Optional: set defaults under Settings \u2192 Planafolio Finanzrechner.<\/li>\n<\/ol>\n\n<!--section=faq-->\n<dl>\n<dt id=\"is%20it%20free%3F\"><h3>Is it free?<\/h3><\/dt>\n<dd><p>Yes. No account and no API key needed.<\/p><\/dd>\n<dt id=\"is%20it%20gdpr%20compliant%3F\"><h3>Is it GDPR compliant?<\/h3><\/dt>\n<dd><p>With two-click mode (default), no connection to planafolio.com is made until the visitor clicks. The calculators set no cookies; they only send anonymous usage counts without personal data (see External services). Mention the embedded service in your privacy policy as you would for any embedded content.<\/p><\/dd>\n<dt id=\"are%20the%20results%20financial%20advice%3F\"><h3>Are the results financial advice?<\/h3><\/dt>\n<dd><p>No. The calculators are models for illustration, not investment or tax advice.<\/p><\/dd>\n<dt id=\"can%20i%20change%20colours%20or%20fonts%3F\"><h3>Can I change colours or fonts?<\/h3><\/dt>\n<dd><p>The calculator comes in a light and a dark theme. Further styling is not possible because it runs inside an iframe.<\/p><\/dd>\n\n<\/dl>\n\n<!--section=changelog-->\n<h4>1.0.0<\/h4>\n\n<ul>\n<li>First release: 19 calculators, block and shortcode, two-click privacy mode, optional source link.<\/li>\n<\/ul>","raw_excerpt":"19 free finance calculators for German blogs: ETF savings plan, compound interest, capital gains tax, pension gap. 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